Types of Supplemental Insurance Plans

Various types of supplemental insurance plans are available to address unexpected health issues. This type of insurance can save thousands of dollars in medical bills. See the information below for more details about the supplemental insurance options offered. Supplemental coverage, also known as ancillary benefits, is often overlooked but provides an affordable health insurance option for many individuals and families.

DENTAL

Dental insurance is a type of health insurance designed to pay a portion of the costs associated with dental care.

VISION

Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists.

CRITICAL ILLNESS

Critical Illness Insurance provides benefits when a covered person is diagnosed with an eligible condition like heart attack, stroke, major organ transplant, end stage renal failure or coronary artery bypass surgery.

CANCER

Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Cancer Plan pays an immediate one-time, lump-sum payment directly to the insured upon initial diagnosis of covered cancer. The cancer insurance policy benefit can be used for any purpose you choose.

HOSPITAL INDEMNITY

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.

TRAVEL INSURANCE

Travel insurance is a plan that protects you from financial losses and risks during travel, covering unexpected events like trip cancellations, medical emergencies, and lost baggage. It provides financial reimbursement for prepaid, non-refundable costs if a trip is canceled for a covered reason and can cover expenses like meals and accommodation during travel delays. Comprehensive policies may also include emergency medical care, medical evacuation, and baggage loss.